Paym.com
One global address for money
Create a verified Paym identity with your own customized payment page at paym.com/username — to pay, request and get paid without sharing bank details, card numbers or wallet addresses.
Accounts open · Claim your Paym
@maya
paym.com/mayaMaya Kim · Berlin
Paym identity
A Paym identity connects the ways you receive money behind one simple address. Share your name, link or QR code. Paym confirms the recipient before money moves.
@yourname
A single verified handle people can send to, in any app that supports Paym.
A shareable page designed to accept a payment or fulfil a request.
A personal or merchant code designed to be scanned in person or on screen.
One identity. Multiple accounts, currencies and payment methods.
Core actions
Paym keeps the experience focused on what people actually need to do with money.
Find a verified Paym, choose how to fund the payment and confirm the amount, fee and expected delivery before sending.
Create a request in seconds and share it as a Paym notification, link or QR code.
Receive money through your Paym identity, personal link, merchant QR, invoice or checkout experience.
Profiles
One identity can support different profiles and payment needs without mixing funds, roles or permissions.
Pay friends, request money, receive locally, manage currencies and use one Paym identity across the accounts and payment methods you connect.
Accept payments through links, invoices, QR and checkout. Manage team access, expenses, payouts and reconciliation from one business profile.
Give marketplaces, software products and controlled AI agents access to identities, payments, payouts and routing through APIs and webhooks.
max_per_payment: 50.00 GBP
max_per_day: 250.00 GBP
allowed_recipients: verified_only
Enforced Paym Router
Paym Router is designed to select a suitable available payment rail using cost, speed, country, currency, risk, availability and customer preference.
Planned network coverage
Illustrative selected path
Payment methods, settlement routes and delivery times will depend on the user, provider and jurisdiction.
Trust and safety
Paym is being designed with recipient verification, transparent pricing, compliance controls and fraud prevention from the beginning.
Confirm the Paym identity and recipient details before authorising a payment.
Show the fee, FX rate, recipient amount and expected delivery time clearly.
Apply KYC, KYB, AML, sanctions and jurisdictional controls through appropriate regulated structures and partners.
Use payment limits, approvals, risk checks, account controls and transaction records.
How this is delivered
Paym is under development. Paym is not a bank. Regulated financial services are expected to be provided through appropriately authorised partners and, where applicable in the future, under authorisations obtained by FinDech UAB. Availability of accounts, payment methods, currencies and protections will vary by jurisdiction.
Where it is legally appropriate, regulated stablecoin settlement may be used as invisible infrastructure behind a payment. Paym is not a cryptocurrency product and customers are not expected to hold or manage crypto assets to use it.
Get started
Create a Paym account to claim your username and payment page for yourself, your business or your product.